PLEASE NOTE: To protect your safety in response to the threats of Covid-19, we are offering our clients the ability to meet with us in-person, via telephone, or through video conferencing. Please call our office to discuss your options.
Free Consultations
No Fee Until We Win
Call 24/7
Attorneys Legal Elite The Right Choice When The Legal Stakes Are High
View Our Practice Areas

Trusted Advisor: FAQs 5/14/17

Q: One of my breast implants ruptured due to a severe car accident. According to my attorney, the at-fault driver has only $15,000 in bodily injury coverage so this is likely the maximum I may recover. Is this correct?

A: Nevada law requires a minimum "15/30/10" auto policy. "15" stands for a per person bodily injury limit of $15,000, "30" stands for a per incident bodily injury limit of $30,000 (in the event that more than one person claims injuries), and "10" stands for a property damage limit of $10,000 per incident (this limit applies to "non-injury" claims such as damage to a vehicle). In light of your injuries your bodily injury claim value likely exceeds $15,000. In theory you may recover more than the at-fault driver's $15,000 per person limit by suing the defendant and pursuing their personal assets. Unfortunately defendants who carry state minimum 15/30/10 policies generally do not have any significant assets to pursue (people who have substantial assets generally purchase commensurate insurance coverage). This is why it is so important to purchase underinsured motorist ("UIM") coverage (insurance that provides coverage in the event that you are injured by an inadequately insured motorist as is the case here) and/or medical payment ("medpay") coverage (similar to UIM coverage).

Assuming there is no applicable UIM or medpay coverage, one creative approach would be to argue that your ruptured breast implant constitutes "damaged property" and to claim it under the at-fault driver's $10,000 property damage limit accordingly. The goal would be to recover both the defendant's full $15,000 per person bodily injury limit and the defendant's entire $10,000 property damage limit for a total of $25,000.

Your question raises many more interesting issues than can be discussed here. Please consult with an attorney as I cannot provide legal advice based upon the limited facts presented.

No Comments

Leave a comment
Comment Information
  • Trusted Advisor | Las Vegas Review-Journal
  • Top 100 Lawyers in Las Vegas | MYVEGAS
  • The National Trial Lawyers | Top 40 Under 40
  • Business Legal Elite
  • Citizens for Justice Platinum
  • Accredited Business | BBB | A+
  • Trucking Trial Lawyers | Top 10
  • Rated By SuperLawyers Rising Stars Steve Dimopoulos |

Contact Us For A Free Discussion About Your Case

Dimopoulos Law Firm is conveniently located in southwest Las Vegas, and we serve clients throughout the area. To discuss your case with a skilled personal injury lawyer, call us at 702-800-6000 or send us an email.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Dimopoulos Injury Law Free Consultations | Available 24/7
Contact Our Law Office

Main Office:
6671 South Las Vegas Boulevard
Suite 275
Las Vegas, NV 89119

Map & Directions

Las Vegas Office
6830 S Rainbow Blvd
Suite 200
Las Vegas, NV 89118

Phone: 702-800-6000
Fax: 702-224-2114
Las Vegas Law Office Map


At Dimopoulos Injury Law We Value Your Feedback:

Write Us A Review